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Our Requirements to Get a Car Title Loan Online in Georgia 

At Georgia Title Loan Online, we pride ourselves on making the process of getting a title loan quick and easy. We do our very best to serve our customers quickly and efficiently, so we have the most minimal requirements for title loans around!  

Not sure what you’ll need to get an online title loan from us? Read on to learn more about what we do – and don’t – require from our customers. 

What We Need From You For A Title Loan  

There are only three things that we need from you, in order to issue you an online title loan for up to $5,000. Here’s what you’ll want to have before beginning our loan application. 

  • Your vehicle, with a free & clear title in your name – A “free & clear” title means that there is no lien on your car. You own it outright, and are making no payments to any outside lenders, banks, or other third parties.  
     
    We will also need access to the vehicle listed in your name for a 5-minute inspection. This inspection allows us to verify the condition of your vehicle and assess its value, as well as confirm that you are listed as the owner on the vehicle. In addition, your vehicle must be a 2003 or newer model in order to qualify for a title loan. 
     
  • Proof of residency – We will need an official proof of residency to establish your residence at a specific location. Just about any official document that names your current address will work for this. Typically, customers use phone bills, utility bills, bank statements, tax documents, or pay stubs. As long as your document includes your name and address, that’s all we need!  
     
  • Proof of income – We require you to prove that you make $1,000/month in net income. That means you must make $1,000/month after taxes are removed from your pay. This ensures that we lend only to customers who can afford their monthly payments. 

If you can provide us with these three items, we can give you a title loan of up to $5,000, depending on the condition of your vehicle. 

We Eliminate Unnecessary Requirements To Streamline The Loan Process!  

Our car title online in Georgia requirements are just that simple. We eliminate unnecessary steps such as background checks and credit checks/approval. We also do not require proof of insurance. 

Not only that, you maintain full ownership of your vehicle while repaying your loan. We do not have to take your keys or make any duplicates – so you can rest easy, knowing you’ve still got access to your car!  

Get The Cash You Need Today With Georgia Title Loans Online! 

The process for getting a title loan with Georgia Title Loans Online is totally simple.  

Just fill out our online application and provide us with the items listed above, and one of our title loan officers will contact you via phone or email within an hour! After a quick vehicle inspection, you’ll get your loan offer for up to $5,000, dependent on the value of your car.  

It’s really just that easy. If you have more questions about the process, take a look at our FAQs and learn more about how our title loans work – or feel free to contact us with your inquiry. We’d be happy to hear from you! 

 

*Please note Georgia Title does not offer Title Loans to customers who reside in Connecticut or customers whose cars are registered in Connecticut regardless of where they currently reside.

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Any transaction with Georgia Title is considered a Pawn Transaction, not a loan. The Consumer pledges the property listed above as collateral for this pawn transaction. The Consumer is not obligated to redeem the collateral. To redeem the collateral, consumer agrees to pay the Total Payments on or before the due date, or the extension date, if one is agreed to. Goods not redeemed on or before the due date or extension date become the property of the Georgia Title.